Find Cheap Auto Insurance: Guide to Car Insurance Quotes and What Affects Rates

The cheapest up-front rate for car insurance isn't always the best option for many drivers as they could end up paying more money in the long run. Even if you follow the minimum insurance guideline in your state, you could still have to pay a lot of money out of pocket if you are found "at fault" in an accident. When you are trying to find cheap auto insurance, keep in mind that there are more considerations than just the rate itself.

There are also personal factors that play a role in how much your car insurance rate will be. For instance, if you are a younger driver under 25, or older than 65, you will likely end up having to pay a bit more money since you are considered more "at-risk". Gender sometimes plays a role as well, as females are generally believed to be more cautious drivers, and will, therefore, be eligible for lower rates.

However, even if you are between 25-65 and do consider yourself to be a cautious driver, there are some other factors that could potentially cause your rates to go up. For instance, if you have bad credit, insurance companies might think that your financial situation is bad and that you are a risky person to insure. As a consequence, it will be more difficult to find cheap auto insurance. Another factor is the vehicle itself. The make, model, age, and current condition affect the insurance quotes you receive.

How to Find Cheap Auto Insurance Which Considers Your Living Area

There are also factors such as where you live and work. Living in a rural area will likely be less costly for drivers than living in an urban area since fewer people on the road means there is less of a risk of getting into an accident. Professions that include a lot of "on the job driving", such as a caterer, delivery service, journalist, etc. will sometimes be quoted at a higher rate than someone who stays in the same office or stores all day and just has a short commute to/from home.

If you're not happy with the kinds of quotes you are receiving, you might want to check and see if you qualify for any discounts. Some car insurance companies and quote sites really do offer a huge range of discounts and coupons.

When comparing quotes, once again, it's important not to just select the one with the lowest monthly rates. Think about your type of car and how much money you'll need to pay in repairs or replacement should it badly damaged. Will you be able to afford the huge deductibles? It might be better just to pay a bit more on monthly payments.

A good place to find cheap auto insurance is insurance. Discounts of all kinds are available ("Paid in Full", "Fast 5", "Claim-Free", etc. There is even a quiz you can take at the Esurance site for a personalized quote.

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Florida No Fault Insurance No Fault Auto Insurance Laws in FL and Other States

What is Florida no-fault insurance? What exactly is no-fault insurance in the first place? Where is it available and what are its advantages and disadvantages? If your life in FL and have questions about how the Florida no-fault car insurance laws work or really if you live in any one of the twelve states that use a no-fault system, knowing the answers to these questions will help you understand how your car insurance policy works. Read on to learn some of the basics of no-fault car insurance in Florida and in other states.

WHAT IS NO-FAULT INSURANCE?

Under 'pure' no-fault insurance each driver would be completely covered by his own auto insurance (up to his policy limit), and drivers would be barred from suing another driver regardless of the severity of the accident, the injuries incurred and even if a death were involved.

However, no state uses 'pure' no-fault insurance. In general, no-fault is an auto insurance system in which both drivers must carry insurance for their own protection, and their ability to sue other drivers for damages is regulated by certain limitations. States impose these limitations by determining which cases are permitted to go to litigation.

Under this system, motorists may sue for severe injuries and pain and suffering. Some states MI, NJ, NY, and PA use a verbal threshold system, where the severity of the injury is defined in verbal terms (verbal threshold). Other states use a monetary threshold, a set dollar amount in medical bills and lost wages that must be met before a motorist may sue for damages. Insurers generally favour laws that provide for a verbal threshold on suits instead of a dollar threshold. Setting dollar targets for medical expenses may encourage the submission of fraudulent claims in an effort to reach the total dollar amount whether the expense it justified or not.

WHY THE NEED FOR NO-FAULT INSURANCE?

The desire for a new way of handling auto insurance claims rose out of a dissatisfaction with the way in which insurance claims were processed. This dissatisfaction was not only on the part of those purchasing auto insurance but also on those companies and agencies marketing auto insurance and the state officials regulating it. The issue focused on the often expensive and time-consuming process of determining who was at fault in the accident and who was legally and financially responsible.

The delays in determining liability caused legislation to be introduced in many states in the 1970s that allowed victims to recover financial losses such as medical and hospital expenses and lost income from their own insurance companies. This became a forerunner of today's no-fault insurance.

The concept of no-fault insurance was first widely introduced to the public in the early 1900s. Its two main tenants, stemming waste, inequities, and lengthy delays in the liability system, and providing affordable coverage for medical care and rehabilitation costs had its appeal among the populace. However, the process that was to be put into place to pay for no-fault insurance was anything but appealing to the voters. A pay-at-the pump initiative was introduced as a way to pay for no-fault insurance by collecting a fee on gasoline sales. In every state in which the initiative was considered, the plan to tax gas in order to fund no fault was defeated. Legislature in many forms was even introduced at the Congressional level but it never made it to a vote.

HOW DOES NO-FAULT WORK?

The 'no-fault' part of an insurance plan is usually called PIP, Personal Injury Protection, or it is sometimes referred to as OBEL, Optional Basic Economic Loss. Different state's PIP's cover different aspects associated with personal injury. Generally, the coverage is related to medical expenses, loss of wages, and compensation for loss of services incurred because of an auto accident. Funeral costs and death benefits are also usually covered.

STATES THAT HAVE NO-FAULT INSURANCE LAWS

MI, NJ, NY, PA, HI, KS, KY, MASS, MI, ND, UT, and DC and Puerto Rico have a no-fault insurance system. Florida's no-fault insurance expired Oct. 1, 2007, but was re-enacted in Jan of 2008. However, when the system was re-instated, significant reforms to curb fraud were added. This may have been due in large to a letter sent by Chief Financial Officer Alex Sink in July of 2007 to the Governor and state officials. This letter stated that more than 3,000 complaints about PIP fraud had been received in the last twelve months and 329 cases were opened with 225 convictions being obtained. Under the former system, unscrupulous medical clinics and attorneys could run up medical costs for minor accidents.

The following states had no fault Insurance in place at one time and chose to repeal it, with the exception of Pennsylvania who repealed theirs and then reenacted it.

Nevada: - effective 1974 - repealed 1980
Pennsylvania: - effective 1976 - repealed 1984 - reenacted 1990
Georgia: - effective 1975 - repealed 1991
Connecticut: - effective 1973 - repealed 1993
Colorado: - effective 1974 - repealed 2002

WHAT ARE THE BENEFITS OF NO-FAULT INSURANCE?

No-fault is intended to reduce legal and administrative fees that are associated with insurance claims and reduce premium costs. Also, the long delays associated with determining which party is at fault and the haggling between insurance companies over who is financially responsible is done away with. This plan also ensures that no matter who is responsible for an accident each party will be covered to his policy limit.

CRITICS OF NO-FAULT INSURANCE

Critics point out that this insurance system carries some of the highest insurance premiums in the nation. The liability issues that still remain intact actually drive premium costs up. States with no-fault insurance also carry the highest incidences of fraud and abuse. Another criticism of no-fault insurance is that reckless or negligent drivers are not punished because many cases do not go to trial and these drivers may continue to drive irresponsibly.

NO-FAULT AUTO INSURANCE QUOTES

Whether you are in a no-fault state or not - it is always a good plan to shop around and compare car insurance quotes at least once every 6 months to ensure that you are getting the best deal.

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Alabama Auto Insurance

If you are planning to buy a car in Alabama and register your car for Alabama car insurance, then you must first be aware that unlike other states, you have to prove that you are taking the responsibility to financially cover yourself in the event your car is involved in an accident. This is one legal requirement in Alabama, which you must keep in mind while applying for Alabama auto insurance, otherwise, you would not be allowed to drive your car on public roads in the state of Alabama.

One of the easier ways to meet with this requirement of Alabama car insurance policies is to purchase insurance from carriers licensed to sell insurance in the state of Alabama. There are other options available too - you can obtain a Motor Vehicle Liability Bond for a minimum amount of $50000 or a Certificate of Cash Bond for a minimum amount of $50000.

By purchasing a basic Alabama car insurance policy for liability coverage, you are ensuring that you meet the minimum financial responsibility requirement of the state of Alabama. There are a lot of ways by which you can prove your financial coverage responsibility to entitle yourself for Alabama Car Insurance. You can show a copy of your insurance card or premium receipt or a certificate of liability policy from your provider. A copy of your liability insurance policy or a copy of the invoice of vehicle purchase would also suffice. In the event you are renting a vehicle in the state of Alabama, you can also show a copy of the rental agreement. Finally, a copy of the Motor Vehicle Liability Bond or a Certificate Cash Bond is also a valid proof of your financial responsibility coverage for obtaining Alabama auto insurance cover.

If you do not meet this important financial responsibility coverage provision for Alabama auto insurance, you are running the risk of your registration being suspended. Reinstatement of registration is a very complicated process and involves hefty monetary penalties which may not necessarily guarantee reinstatement of your registration. Car owners in the state of Alabama cannot circumvent these legal requirements for obtaining Alabama car insurance but what they do is to look for cheap and budget car Alabama car insurance quotes which most insurance companies willingly provide. Most of these insurance companies have the facility of providing instant cheap Alabama car insurance quotes by filling up simple online forms so that you can decide which quote suits you the best

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Washington D.C. Car Insurance - Where to Get the Best Rates

Washington D.C. Car Insurance - Where to Get the Best Rates

Have you compared prices on your Washington D.C. car insurance lately? If you haven't, you're probably not getting the best rate you can. With a little fast and easy research, you can get the best rates and save hundreds of dollars on your auto insurance.

Visit an Insurance Comparison Website

To find the best rates on your Washington D.C. auto insurance, begin by visiting an insurance comparison website on the Internet. An insurance comparison website lets you quickly and easily compare auto insurance quotes so you know you're getting the best rate.

If you have any questions about your auto insurance, the best insurance comparison websites have an online chat feature so you can get your questions answered by insurance professionals.

Complete your Insurance Information

At the insurance comparison website, you'll complete a form with information about your:

* Driving habits, such as the number of miles you drive each year and any tickets or accidents you've had.

* Vehicles, such as the year, make, model, and safety features.

* Personal information, such as your name, address, and age.

* Coverage amounts you want. The higher you set your coverage limits, the higher your rate will be.

* Deductibles for comprehensive and collision coverage. The higher you set your deductibles, the lower your rate will be. If your auto is more than five years old, you may want to drop comprehensive and collision coverage altogether.

Compare Your Quotes and Choose the Best Rate

Once you've completed your form, you'll soon have multiple auto insurance quotes from A-rated companies to choose from. You can then compare the quotes and choose the company with the best one.

By taking a few minutes to shop around and compare quotes, you'll be able to find the best Washington D.C. car insurance rate.

Visit http://www.LowerRateQuotes.com or click on the following link to http://www.lowerratequotes.com get Washington D.C car insurance quotes from top-rated companies and see how much you can save. You can get more car insurance tips in their Articles section.

The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on Washington D.C car insurance.

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Car Insurance in Oregon

Oregon Car Insurance

In Oregon, you are legally required to carry several types of car insurance coverage: liability, personal injury protection, and uninsured motorist coverage.

You cannot register your car without carrying the required insurance, and if you’re caught driving without current insurance coverage, you’ll face harsh consequences.

Car Insurance Requirements

Oregon requires all drivers to hold ALL of the following types of insurance:

• Bodily injury liability.
• Property damage liability.
• Personal injury protection.
• Uninsured motorist.

New Residents

If you’re new to Oregon, you have 30 days from the time you become a resident to title and register your vehicle. You must have proof of Oregon car insurance to do so.

Liability Insurance

Liability insurance helps cover costs incurred by injuries to another person or by property damage in an accident that you cause.

In Oregon, you’ll need to have at least the following minimums of liability insurance:

• $25,000 for bodily injury, per person.
• $50,000 for total bodily injury to others, per accident.
• $20,000 for property damage, per accident.

Personal Injury Protection

Your car insurance policy must include personal injury protection (PIP) coverage. PIP helps pay for medical expenses incurred up to 1 year after an accident.

Your policy must include a minimum $15,000 of PIP coverage per person.

Uninsured Motorist Coverage

Uninsured motorist coverage protects you in the event that you are involved in a crash with a driver who does not have current auto insurance or whose insurance is too low to adequately cover your costs.

The minimum requirements for uninsured motorist coverage are equal to that of the liability insurance minimums:

• $25,000 per person.
• $50,000 per crash.

Optional Insurance Coverage

You might find that if you get into an accident, the mandatory insurance coverage types aren’t enough to adequately cover your costs.

When you speak with your Oregon car insurance agent about designing your policy, make sure to ask about the following optional additions:

• Comprehensive – Helps cover non-collision-related expenses, such as those related to theft, fire damage, or vandalism.
• Collision – Pays costs incurred by damage to your vehicle in an accident with another car or an object.
• Guaranteed Auto Protection (GAP) – Helps make up the difference between the actual cash value of your vehicle and the amount you may owe.
• Rental reimbursement – Helps you pay for transportation when your car is being repaired after an accident.
• Uninsured motorist property damage – Covers costs of damage to your property from an uninsured or underinsured driver.

Assigned Risk Pools

If you have a less-than-stellar driving record, or you’ve been in multiple accidents, insurance companies might deem you a “high-risk” driver.

If you are unable to find insurance through the standard market, you can ask any insurance agent for help getting a policy through the Western Association of Automobile Insurance Plans (WAAIP).

It is important to remember that car insurance policies obtained through the WAAIP will typically be much more expensive, so it’s best to shop around as much as possible for car insurance quotes before you turn to this assigned risk pool.

For questions, call (800) 227-4659.

Proof of Insurance

As a driver in Oregon, you must be able to show proof that you have met the basic minimum car insurance requirements. You will need to show this proof during certain vehicle-related transactions, such as registering your vehicle.

Valid proof of car insurance includes:

• A current insurance card.
• A current liability insurance binder or policy.
• A signed letter from an insurance agent or company official (on company letterhead).
• A DMV certificate of self-insurance that names the vehicle owner.

DMV Insurance Verification

The Oregon DMV will verify the insurance status of drivers in the state every month by requesting that a random selection of drivers provide:

• The name of their insurance company.
• Their policy number.

The DMV takes and verifies this information with the insurance company identified by the driver.

If the DMV selects you to provide this information and you don’t respond, your license will be suspended.

If you respond with false information, you’ll be required to hold an SR-22 for 3 years (see “OR Insurance Violations” below).

OR Insurance Violations

Driving without insurance in Oregon can be costly. If you’re found to be operating a vehicle without the required minimum car insurance, you face the following penalties:

• Fines.
• Driver’s license suspension.
• Towing of your vehicle.
  • You’ll be responsible for any towing fines/storage fees.

If you are involved in an accident while uninsured, you’ll face license suspension for 1 year. Once you’ve reinstated your license, you’ll be required to file an SR-22 for 3 years (see below).

SR-22 Proof of Responsibility

If you’ve been driving without insurance and you’re found to be guilty of doing so by a judge, you can be ordered to file an SR-22 with the DMV for 3 years.

An SR-22 acts as proof of financial responsibility, meaning a guarantee that you’ll hold at least the minimum required car insurance for a full 3 years.

If you do not file an SR-22 when ordered, your license will be suspended.

Car Insurance Policy Cancellation

Oregon car insurance companies have the right to cancel a driver’s policy if they deem that driver poses too high of a risk. Policies are often cancelled for the following reasons:

• Frequent claims.
• Poor driving record.
• Bad credit history.
• Nonpayment of premium.

If your Oregon insurance policy gets cancelled because you haven’t paid your premium, your insurance company is only required to give you 10 days advance notice.

However, if your policy is cancelled for any other reason, the insurance provider must give you notice at least 30 days before the cancellation date. The notice of cancellation must explain the reason for your policy’s cancellation.

Concerns About Your Policy

If you have any questions about your car insurance policy or issues that you need help handling, you can file a complaint form through the Oregon Insurance Division:

• Online:
  • English online form.
  • Spanish online form.
• By mail or fax. Download and complete one of the following forms and mail or fax it to the address on the form:
  • Consumer Complaint (English) (Form 440-3600).
  • Consumer Complaint (Spanish) (Form 440-3600-s).

It is important to note that the Oregon Insurance Divisioncannot act as an attorney. They can, however, help determine whether your insurance company is following the law when doing business with you.

Determination of Your Car Insurance Rates

Many factors go into the calculation of your auto insurance rates. These include, but are not limited to:

• Your:
  • Age.
  • Sex.
  • Marital status.
  • Address.
• Your driving record.
• How many drivers will be on your policy.
• Your credit score.
• Your work history.
• 
  

Note that each insurance company weighs certain factors differently, so you’ll likely get a different rate estimate from each one. For this reason, it’s best to thoroughly shop around and compare car insurance quotes before settling on a provider.

Also remember, the very best way to get low-cost insurance in Oregon is to maintain a good driving record by following traffic laws and driving safely.

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Most Stolen Cars Oregon

Owning a car that is heavily targeted for theft could mean higher car insurance rates.

The following is a list of Oregon's most stolen cars in 2013, according to www.nicb.org:

1. Honda Accord.
2. Honda Civic.
3. Toyota Camry.
4. Ford Pickup (Full Size).
5. Chevrolet Pickup (Full Size).
6. Subaru Legacy.
7. Acura Integra.
8. Toyota Corolla.
9. Jeep Cherokee/Grand Cherokee.
10. Dodge Pickup (Full Size).

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Car Insurance in Kentucky

Kentucky Car Insurance

In Kentucky, car insurance is mandatory, and the Kentucky Transportation Cabinet (KYTC) is focused on reducing the number of uninsured drivers in the state.

If you are found to be driving without current auto insurance, you are subject to a number of penalties, so make sure you understand your responsibilities.

Kentucky Car Insurance Requirements

Liability Insurance

In order to meet the state requirements for car insurance in Kentucky, you’ll need to have at least the following types of liability insurance:

• Bodily injury liability insurance – This coverage pays for costs related to any injuries or fatalities you cause as a result of an accident.
• Property damage liability insurance – This coverage encompasses any damage you cause to someone else’s property.
  • This may be combined with bodily injury coverage into single limit liability (SLL) coverage.

Kentucky requires that you hold these coverage types at the following minimums:

• $25,000 for bodily injury, per person.
• $50,000 for total bodily injury, per accident.
• $10,000 for property damage.

Note to new residents: If you’re new to the state, you must have at least these minimums on your vehicle within 15 days of establishing residency.

Consider Additional Coverage

Even though you are only legally required to hold the minimum coverage amounts in Kentucky, you might find that this won’t sufficiently cover your costs in the event of an accident.

Read below to find out about optional coverage types that can offer further protection.

No-Fault Insurance

Another type of additional coverage that can save you a ton of money if you cause an accident is no-fault insurance, or Personal Injury Protection (PIP) coverage.

Kentucky mandates that all vehicle insurance policies include PIP coverage with the exception of motorcycle insurance policies.

This insurance coverage pays up to $10,000 per person, per accident for injury-related expenses, regardless of who was deemed to be at fault for the accident. (You can always choose to pay for higher benefits.)

Limitations on Right to Sue or Be Sued

When you get PIP coverage with your car insurance, you accept certain limits on your right to sue and be sued.

Someone who’s been injured in an accident cannot seek to recover any of the following from the at-fault party*:

• Medical expenses.
• Loss of wages.
• Pain and suffering.
• Other related costs.

* Exception: You can recover expenses if the injuries exceed specific thresholds ($1,000 in medical costs, a broken bone, permanent injury or disfigurement, or death).

Rejection of Your Right to Sue Limits

You do have the right to reject the limitations on your right to sue; however it must be in writing on a no-fault rejection form submitted to the Department of Insurance. If you reject the limits, PIP protection will NOT be provided to you.

If all of the members in one household reject their limitations, then guest PIP coverage must be on the policy to provide PIP to guest passengers and pedestrians.

Note that if you do reject these limitations, your liability insurance will likely be more expensive.

Optional Car Insurance in KY

In order to make sure you can cover the costs involved in an accident, you may want to supplement your car insurance with one or more of the following optional coverage types:

• Collision – Covers damages to your vehicle after a collision with another vehicle or an object.
• Comprehensive – Covers damages to your vehicle that result from events other than a car accident, such as fire, vandalism, theft, etc.
• Underinsured Motorist (UIM) – Covers bodily injury to you or your passengers when the costs exceed the insured’s policy limits. Costs are covered up to the UIM limits.
• Uninsured Motorists (UM) – Covers injuries to you or your passengers when you’re involved in an accident with an uninsured driver (or you are a victim of ahit-and-run). Costs are covered up to the UM limits.

NOTE: In the event that you loan or lease a car, you may be required to purchase collision and comprehensive coverage.

Proof of Insurance

When driving, you should have your Kentucky proof of insurance (insurance card) and your registration in the car. If you are unable to show proof of insurance when asked by an officer, you’ll be subject to fines and penalties.

Electronic Verification at Registration

In order to register your vehicle or renew your registration, you’ll have to have current insurance. The KYTC will verify that you have at least the minimum requirementsusing the Kentucky Insurance System.

All insurance companies licensed to sell car insurance in KY must submit a record of all policies in effect at the time. The KYTC verifies your insurance using this monthly record.

If your provider doesn’t submit proof of your current insured status, you’ll need to show current proof for manual verification when you register.

KY Insurance Violations

In Kentucky, you must have insurance to drive a vehicle in the state. If you are found to be driving without current car insurance, you are subject to any or all of the following:

• Fines of up to $1,000.
• Up to 90 days of jail time.
• Suspension of your license plates.
• Placement in the “high-risk” category of drivers by your insurance company.
  • This will make getting insurance difficult (see “Kentucky Automobile Insurance Plan” below).

Cancellation of Your Policy

If your insurance policy is canceled or discontinued for some reason, you must renew your policy or find a new one right away; otherwise, you risk being ticketed.

Aside from the penalties listed above that you face for driving uninsured, you also face the cancellation of your registration by the Kentucky Transportation Cabinet (KYTC).

If your insurance has been discontinued, your status will be monitored by the KYTC. Your registration will be canceled 30 days after receipt of an Uninsured Notice from the KYTC.

You will not be able to re-register your vehicle until you can provide current proof of insurance to your County Clerk.

In order to contact the KYTC about an Uninsured Notice, call (502) 564-1257 and make the following selections (in the following order):

• Option 3 to get the Division of Motor Vehicle Licensing.
• Option 2 for Registration & Mandatory Insurance.
• Option 2 for Mandatory Insurance.

Kentucky Automobile Insurance Plan

In some cases, you might find it difficult to get an insurance policy on the standard market, especially if you are deemed a “high-risk” driver due to insurance violations, accidents, and/or a poor driving record.

If you are unable to find an insurance policy through the standard market, you can obtain insurance through the Kentucky Automobile Insurance Plan (KAIP).

Applying through the KAIP will typically lead to higher premiums, so it’s best to shop for car insurance quotes in the standard market prior to using this route.

You can apply through the KAIP by contacting any insurance agent.

Other Car Insurance Issues

If you encounter any problems with your car insurance in Kentucky, there are avenues to deal with these issues.

Questions and Concerns

If you have a concern, you can visit the Kentucky Department of Insurance website or contact them:

• By e-mail: dol.info@ky.gov.
• By phone:
  • (502) 564-3630.
  • Toll-free: (800) 595-6053.
  • TTY: (800) 648-6056.

Filing a Complaint

If you wish to file a complaint, you can use the department’s online complaint form or complete a Consumer Complaint Form and send it to the address on the form.

Car Insurance Fraud

Car insurance fraud costs insurance companies a significant amount of money, and those costs get passed along to consumers in the form of higher insurance premiums.

In order to keep costs low for everyone, it’s important to report fraud. The Kentucky DOI makes reporting insurance fraud easy. Simply visit their website and download theReport Fraud Form (Form FD-1) or call any of the phone numbers listed on the site.

Determining Your Car Insurance Premium

Kentucky car insurance companies determine your rates by looking at many factors. These include:

• Your car’s make and model.
• The number of drivers and their ages.
• Your Kentucky driving record.
• How close you are to the nearest hospital.
• The number of accidents in your area.
• Your credit score.
• Population density in your area.
• Local auto repair rates.

Remember, different providers will take different factors into consideration, so it’s smart to thoroughly comparison shop for auto insurance quotes before purchasing an insurance policy.

Car Insurance Discounts

Insurance companies in Kentucky offer a number of discounts to drivers. These include:

• Good driver.
• Good student.
• Multiple policies.
• Low mileage.
• Anti-theft device.

Always investigate what discounts for which you might be eligible. It can save you a lot of money in the long run. However, be aware that the best way to maintain low-cost car insurance is to drive safely on a consistent basis and keep your insurance current.

Most Stolen Cars in Kentucky

If you own a car that is highly targeted for theft, you may have to pay higher car insurance rates.

The following is a list of the most stolen cars in Kentucky for 2013, according to www.nicb.org:

1. Chevrolet Pickup (Full Size).
2. Ford Pickup (Full Size).
3. Dodge Pickup (Full Size).
4. Chevrolet Impala.
5. Toyota Camry.
6. Chevrolet Pickup (Small Size).
7. Nissan Altima.
8. Honda Accord.
9. Toyota Corolla.
10. Ford Explorer.

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